No monthly subscriptions. No mystery pricing. Just results-driven credit repair from a 29-year industry veteran who lives and works right here in Austin, TX.
Big national chains don't know the Austin mortgage market. We do — and we're just around the corner.
Whether you're buying in Avery Ranch, Round Rock, or Cedar Park, we understand the local lender landscape and what scores are needed to compete in Austin's market.
We work directly with local mortgage loan officers at NEXA Mortgage and Edge Home Finance. Your LO can refer you with confidence and track your progress.
When you call 844-900-1552, you get Jason — a 29-year credit and mortgage veteran, not an automated phone tree. Personal service, real accountability.
No subscriptions. No per-deletion fees. Pay once, get results.
A clear, proven process from first call to mortgage approval.
We review your credit situation, identify quick wins, and recommend the right program — zero pressure, zero cost.
We pull and analyze all three bureaus, flag FCRA violations, and build your custom dispute roadmap.
We send precision dispute letters and FDCPA validation demands directly to bureaus and creditors.
Results arrive in 30–90 days. Need it faster? Our rapid rescore gets updates to lenders in 5–7 business days.
Traditional disputes take 30–45 days. Our rapid rescore goes directly to lender systems in 5–7 business days — critical when you're in a purchase contract and on the clock.
We verify the error and gather supporting proof for the rescore request.
Request submitted directly to TransUnion, Equifax & Experian rescore channels.
Corrected scores flow directly into your mortgage file — no waiting 30 days.
Clients often qualify for better rates or approval they didn't have before.
Jason reviewed my credit in our first call and immediately spotted two collection accounts that weren't even mine. Within 90 days they were gone and I went from a 601 to a 714. Closed on my house in Cedar Park last spring.
I was in a purchase contract and my score was 40 points short of the rate I needed. Jason's rapid rescore fixed a reporting error on my Equifax in 6 days. My LO couldn't believe how fast it happened — we closed on time.
After a rough few years post-divorce, my credit was a mess. Jason laid out a clear plan, was honest about what was realistic, and 4 months later my middle score crossed 680. My mortgage officer referred me and I'd refer everyone else.
Upload your credit report PDF to our free AI-powered audit tool and get an instant breakdown of negative items, FCRA violations, and score improvement opportunities. No email required.